French Laundry Partners, LP dba The French Laundry v. Hartford Fire Insurance Company

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 FRENCH LAUNDRY PARTNERS, LP Case No. 20-cv-04540-JSC DBA THE FRENCH LAUNDRY, et al., 8 Plaintiffs, ORDER RE: DEFENDANT’S MOTION 9 TO DISMISS v. 10 Re: Dkt. No. 58

HARTFORD FIRE INSURANCE

11 COMPANY, Defendant. 12 13 This is one of many insurance disputes filed in the wake of the COVID-19 pandemic 14 challenging insurance companies’ denial of coverage for economic losses flowing to businesses 15 following regional shelter-in-place orders. Plaintiffs here own and operate the restaurants The 16 French Laundry and Bouchon Bistro in Napa County California. They bring a declaratory 17 judgment action against their insurer Hartford Fire Insurance Company seeking a declaration that 18 the County’s March 18, 2020 shelter-in-place order triggered coverage under Plaintiffs’ insurance 19 policy. Hartford moves to dismiss arguing that the policy provides no coverage for Plaintiffs’ 20 economic losses as a matter of law.1 (Dkt. No. 58.) Having considered the…