Malveda
Malveda v. Experian Information Solutions, Inc.
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA
ZENAIDA MALVEDA,
Case No. 21-cv-07244-RS Plaintiff, 11 v. ORDER GRANTING MOTION TO COMPEL ARBITRATION
EXPERIAN INFORMATION
SOLUTIONS, INC., et al., Defendants.
15 I. INTRODUCTION Plaintiff Zenaida Malveda filed this lawsuit in September 2021, naming five defendants and averring violations of federal and state credit reporting laws. Dkt. 1. One of the defendants, Oportun, Inc. (“Oportun”) brought a motion to compel arbitration, pointing to a 2018 loan agreement (the “Loan Agreement”) between Malveda and Oportun containing an arbitration clause. Dkt. 39. Malveda argues that a later settlement agreement between Malveda and Oportun (the “Settlement Agreement”) rendered the arbitration clause in the Loan Agreement inoperative. Malveda has failed to show, however, that the Settlement Agreement was intended to supersede completely the Loan Agreement, and thus terms…