Morneau

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 9 CRISTIN MORNEAU, et al., Case No. 22-cv-05004-RS Plaintiffs, 11 v. ORDER GRANTING MOTION TO TRANSFER

PROTECTIVE LIFE INSURANCE

COMPANY, Defendant.

15 I. INTRODUCTION Plaintiffs Cristin Morneau and Kelly Strange are siblings. In 1996, their mother, Carolyn Morneau, (“Ms. Morneau”) purchased a $250,000 life insurance policy from a predecessor-in- interest to defendant Protective Life Insurance Company (“PLIC”). Ms. Morneau paid the annual policy premium of $382.50 for the next two decades. After those 20 years, however, the annual premium was scheduled to increase to $4,355.00, with further substantial increases each following year. Ms. Morneau did not pay the increased premium, and PLIC deemed the policy terminated in 2017. In January of 2022, Ms. Morneau died. When plaintiffs thereafter inquired about the life insurance policy, PLIC advised them it had…