Siino
Siino v. Foresters Life Insurance and Annuity Company
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 6 PAMELA SIINO, Case No. 20-cv-02904-JST
Plaintiff,
ORDER GRANTING IN PART AND
v. DENYING IN PART MOTION FOR
SUMMARY ADJUDICATION
FORESTERS LIFE INSURANCE AND ANNUITY COMPANY, Re: ECF No. 126 11 Defendant.
12 Before the Court is Plaintiff Pamela Siino’s motion for summary adjudication. ECF No. 126. The Court will grant the motion in part and deny it in part. I. BACKGROUND A. Factual Background Pamela Siino purchased a $100,000 term life insurance policy (“Policy”) from Defendant Foresters Life Insurance and Annuity Company effective January 26, 2010. ECF No. 126-2 at 4. The Policy’s annual premium was $163. Id. at 5. The Policy provided “[a] [g]race [p]eriod of 31[-]days . . . for payment of each premium,” id. at 10, and stated that the “Policy w[ould] continue in force during the [g]race [p]eriod,” id., but “coverage . . . [would] terminate” if “the [g]race [p]eriod ends without the payment of the…