Clark v. JPMorgan Chase Bank, N.A.

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA San Francisco Division GABRIEL CLARK and LINDA LEE Case No. 21-cv-09391-LB

REYNOLDS,

ORDER DISMISSING COMPLAINT Plaintiffs, Re: ECF No. 66 v.

JPMORGAN CHASE BANK, N.A.,

15 Defendant. 16 INTRODUCTION In this lawsuit, the plaintiffs sued their mortgage lender JP Morgan Chase for breach of contract, among other claims. When the plaintiffs filed the initial complaint in the case, they had not paid their mortgage in years, but then they cured their default through a loan modification that seemingly mooted the case. The court dismissed the initial complaint because the plaintiffs did not allege a contract that was breached, their performance, or damages.1 In their amended complaint, the plaintiffs allege that their lender inflated their mortgage’s principal balance and then coerced them into signing a loan modification. Based on these actions, the plaintiffs claim breach of …