Lee v. State Farm General Insurance Company

1 2 3 4 5 6 7 8 UNITED STATES DISTRICT COURT 9 NORTHERN DISTRICT OF CALIFORNIA 10 San Francisco Division 11 KAI LEE, Case No. 22-cv-00548-LB

12 Plaintiff,

ORDER GRANTING SUMMARY

13 v. JUDGMENT TO THE DEFENDANT

14 STATE FARM GENERAL INSURANCE Re: ECF Nos. 52, 54

COMPANY,

15 Defendant. 16 17 INTRODUCTION 18 The plaintiff is a landlord who held an apartment-insurance policy with the defendant that 19 provided coverage for, among other things, personal injury. The plaintiff was sued by a tenant for 20 damages allegedly sustained from June 2012 to July 2019, including acute carbon monoxide 21 poisoning in July 2019. That lawsuit settled for $1.2 million and the defendant funded only 22 $300,000 of the settlement, contending that the policy contains an “anti-stacking provision” that 23 limits the plaintiff to the policy limit for a single policy period where the injury is alleged to have 24 occurred across multiple policy periods. 25 26 27 1 The parties have each moved for summary…