Lee v. State Farm General Insurance Company
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA San Francisco Division KAI LEE, Case No. 22-cv-00548-LB
Plaintiff,
ORDER GRANTING SUMMARY
v. JUDGMENT TO THE DEFENDANT
STATE FARM GENERAL INSURANCE Re: ECF Nos. 52,
COMPANY,
15 Defendant. 16 INTRODUCTION The plaintiff is a landlord who held an apartment-insurance policy with the defendant that provided coverage for, among other things, personal injury. The plaintiff was sued by a tenant for damages allegedly sustained from June 2012 to July 2019, including acute carbon monoxide poisoning in July 2019. That lawsuit settled for $1.2 million and the defendant funded only $300,000 of the settlement, contending that the policy contains an “anti-stacking provision” that limits the plaintiff to the policy limit for a single policy period where the injury is alleged to have occurred across multiple policy periods. 25 26 27 The parties have each moved for summary…