Davis

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 STEPHANIE DAVIS, Case No. 23-cv-04969-EMC

8 Plaintiff,

ORDER GRANTING DEFENDANTS’

9 v. MOTION TO DISMISS

10 RAMA CAPITAL PARTNERS, LLC, et al., Docket No. 6 11 Defendants.

12 13 14 Plaintiff Stephanie Davis has filed a foreclosure-related suit against more than a dozen 15 Defendants, both companies and affiliated individuals. In the operative first amended complaint 16 (“FAC”), she asserts a number of state claims (e.g., violation of the Homeowner Bill of Rights 17 (“HBOR”), fraud, and breach of contract) and two federal claims (violation of Regulations Z and 18 C). Now pending before the Court is Defendants’ motion to dismiss the FAC. The Court finds 19 this matter suitable for disposition on the papers. The Court hereby GRANTS the motion to 20 dismiss but gives Ms. Davis leave to amend. 21 I. FACTUAL & PROCEDURAL BACKGROUND 22 A. FAC 23 Ms. Davis’s complaint is not a model of clarity. However, based on the Court’s review, 24 …