Wollam
Wollam v. Transamerica Life Insurance Company
Opinion
trial_court Opinion
1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 CYNTHIA WOLLAM, Case No. 21-cv-09134-JST
8 Plaintiff,
ORDER DENYING CLASS
9 v. CERTIFICATION
10 TRANSAMERICA LIFE INSURANCE Re: ECF No. 56
COMPANY,
11 Defendant.
12 13 Before the Court is Plaintiff Cynthia Wollam’s motion for class certification. ECF No. 56. 14 The Court will deny the motion. 15 I. BACKGROUND 16 This is a case about the rights of life insurance policyholders who fail to pay their 17 premiums on time. Sections 10113.71 and 10113.72 of the California Insurance Code (“the 18 Statutes”), effective January 1, 2013, “changed the grace period and notice requirements for life 19 insurance policies in California.” McHugh v. Protective Life Ins. Co., 12 Cal. 5th 213, 225 (2021). 20 The Statutes established a sixty-day grace period after policyholders miss a premium payment; 21 granted policy owners the right to designate at least one other person to receive notices of an 22 overdue premium or impending lapse or termination of their policy; and…