Liu

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA 3 AMY LIU, Case No. 3:23-cv-04887-JD

Plaintiff,

ORDER RE DISMISSAL

v.

SHELLPOINT MORTGAGE SERVICING, et al., 8 Defendants.

9 Pro se plaintiff Amy Liu sued defendants Shellpoint Mortgage Servicing (Shellpoint) and 10 Selene Finance LP (Selene) for claims under the Consumer Finance Protection Act (CFPA), 12 11 U.S.C. § 5531, and the Federal Trade Commission Act (FTC Act), 15 U.S.C. § 45, and for breach 12 of contract, in connection with a mortgage on Liu’s primary residence in Pleasanton, California. Dkt. No. 8. Liu says that defendants mishandled her mortgage payments in various ways, which 14 left her delinquent on the loan and unable to obtain a refinance. 15 Selene asks to dismiss Liu’s complaint under Federal Rules of Civil Procedure 12(b)(6), 16 and challenges Liu’s Article III standing to sue. Dkt. No. 10-1. The complaint is dismissed with 17 leave to amend the contract claim only. Selene’s request for judicial notice of exhibits attached to 18 its motion to dismiss, Dkt. No. 11, is denied. 19 Starting…