Poorsina
Poorsina v. Bank of America, N. A.
Opinion
Trial Court Opinion
BACKGROUND
I. FACTUAL BACKGROUND
22 The following factual background is based on the records in this case and the averments 23 presented to the Court by Plaintiff Poorsina. [Dkt. 1]. 24 Plaintiff Poorsina is a citizen of California. Id. at ¶¶ 3, 5. He filed this action in propria 25 persona against Defendants Bank of America, N.A. (“Bank of America”); Guaranteed Rate, Inc. 26 (“Guaranteed Rate”); and Xiaosong Zhang (“Zhang”) and Meng Li (“Li”), Co-Trustees of the Li 27 corporation, headquartered in North Carolina. Id. at ¶ 6. Defendant Guaranteed Rate is a Delaware corporation, headquartered in Illinois. Id. at ¶ 7. Defendants Zhang and Li are citizens of the state of California. Id. at ¶¶ 3, 8. In 2005, Plaintiff Poorsina was the owner of a residence located at 1563 28th Avenue, San Francisco, California (“Disputed Property”). Id. at ¶ 9. In May 2005, Plaintiff Poorsina received a mortgage loan of $890,000 from Countrywide Corporation, which was “memorialized in a promissory note” and “secured by a Deed of Trust (‘DOT’)” recorded as Instrument No. “2005- H952250-00.” Id. It is unclear from the Complaint, but,…