Toye
Toye v. Shellpoint Mortgage Servicing
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 12 MIKEL A. TOYE; LOUISE TOYE, Case No. 19-cv-02322-BAS-LL
Plaintiffs,
ORDER GRANTING DEFENDANTS’
v. MOTIONS TO DISMISS (ECF Nos. 13, 15) NEWREZ LLC, et al.,
Defendants.
Plaintiffs Mikel and Louise Toye filed a First Amended Complaint (“FAC”) alleging three causes of action for: (1) “enforcement of rescission under Truth in Lending Act § 1635 et seq.”; (2) violation of California’s Homeowner Bill of Rights; and (3) quiet title. (ECF No. 12.) Bank of America, N.A. (“BANA”), Newrez LLC (“Newrez”), and Bank of New York Mellon (“BONY”) filed Motions to Dismiss. (ECF Nos. 13, 15.) Plaintiffs responded (ECF Nos. 17, 20), and Defendants replied (ECF Nos. 23, 25). The Court finds these matters suitable for determination on the papers submitted and without oral argument. See Civ. L.R. 7.1(d)(1). For the reasons stated below, the Court GRANTS the Motions to Dismiss. 28 I. BACKGROUND A. …