Joseph
Joseph v. American General Life Insurance Company
Opinion
Trial Court Opinion
UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 10 JOEL D. JOSEPH, Case No.: 20-cv-00831-GPC-DEB
Plaintiff,
ORDER GRANTING DEFENDANT’S
v. MOTION TO DISMISS WITH
PREJUDICE
AMERICAN GENERAL LIFE
INSURANCE COMPANY,
[ECF No. 6] Defendant. 16 Before the Court is Defendant American General Life Insurance Company’s Motion to Dismiss Plaintiff’s Complaint pursuant to Federal Rules of Civil Procedure (“FRCP”) 12(b)(6). ECF No. 6. Based on the Complaint, moving papers, related documents, and applicable law, the Court GRANTS Defendant’s Motion WITH PREJUDICE. I. BACKGROUND A. Relevant Factual Allegations Plaintiff’s father, Mr. Harold Joseph (“Mr. H. Joseph”), had purchased life insurance policy number A10107470L (“Policy”) from Defendant on November 15, 1993—when Mr. H. Joseph was seventy-two years old and suffering from Alzheimer’s 27 Disease. Compl., ECF No. 1, ¶¶ 7, 8. The face amount of the policy was…