Lara Jr. v. Experian Information Solutions, Inc

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA 10 ALFREDO LARA JR., Case No.: 20-cv-2449-MMA (MDD)

ORDER GRANTING IN PART AND

Plaintiff, DENYING IN PART PENNYMAC v. LOAN SERVICES, LLC’S MOTION TO DISMISS

EXPERIAN INFORMATION

SOLUTIONS, INC., et al., [Doc. No. 22] 15 Defendants. 16

18 The Court previously granted Defendant Pennymac Loan Services, LLC’s (“Pennymac”) motion to dismiss. See Doc. No. 17. On April 6, 2021, Plaintiff Alfredo Lara Jr. (“Plaintiff”) filed a First Amended Complaint against Pennymac, as well as Experian Information Solutions, Inc., Merchants Credit Guide Company, and Bank of America, N.A. See Doc. No. 18 (“FAC.”). Plaintiff seeks to recover under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. (“FCRA”), the California Credit Consumer Reporting Agencies Act, Cal. Civ. Code § 1785.1 et seq. (“CCRA”), the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (“FDCPA”), the California 27 …