Palomar Health v. American Guarantee and Liability Insurance Company

I. INTRODUCTION

19 Plaintiff Palomar Health (“Palomar”) brings this action against Defendants American Guarantee and Liability Insurance Company (“AGLIC”) and Morgan Jackson (“Jackson”) (“Defendant(s)”) alleging (1) breach of contract by AGLIC; (2) seeking declaratory judgment against AGLIC; (3) breach of duty of good faith and fair dealing by AGLIC; and (4) negligent misrepresentation by both AGLIC and Jackson. ECF No. 8. Before the Court are Defendants’ Motions to Dismiss (the “Motion(s)”). ECF Nos. 17, 18. The motions were submitted on the papers without oral argument pursuant to Civil Local Rule 7.1(d)(1) and Rule 78(b) of the Federal Rules of Civil Procedure. ECF No. 25. After considering the papers submitted, supporting documentation, and applicable law, the Court GRANTS Defendants’ Motions to Dismiss.1 II. BACKGROUND2 This matter arises from a dispute regarding coverage of an insurance policy between Palomar and AGLIC. Like many California industries, Palomar was impacted by the myriad COVID-19 related orders issued by the State of California and County of San Diego. The orders most…