Powell

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF CALIFORNIA Case No.: 23cv0086 DMS(KSC) ZACHARY POWELL, Individually and

On Behalf of All Others Similarly

ORDER DENYING DEFENDANT’S

Situated, MOTION TO DISMISS AND Plaintiff, COMPEL ARBITRATION 13 v.

UHG I LLC,

15 Defendant. 16 This case comes before the Court on Defendant’s second motion to dismiss and compel arbitration. Plaintiff filed an opposition to the motion, and Defendant filed a reply. For the reasons set out below, the motion is denied. I. BACKGROUND The factual background of the case was set out in the Court’s order denying Defendant’s first motion, (ECF No. 46), and is repeated below with modifications based on newly submitted evidence and additional facts relevant to the parties’ arguments. On September 12, 2018, Plaintiff entered into a California Consumer Installment Loan Agreement and Promissory Note with CNU of California, LLC d/b/a CashNetUSA 27 …