Vasquez

Filed 6/21/24 Vasquez v. National Default Servicing Corp. CA1/

NOT TO BE PUBLISHED IN OFFICIAL REPORTS

California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIRST APPELLATE DISTRICT

DIVISION THREE

RAUL VASQUEZ,

Plaintiff and Appellant,

A167590

v. NATIONAL DEFAULT SERVICING (San Francisco City & County CORPORATION, Super. Ct. No. CGC17559683) Defendant and Respondent.

Plaintiff Raul Vasquez sued National Default Servicing Corporation (NDSC), Select Portfolio Servicing, Inc. (SPS), and U.S. Bank, N.A. (U.S. Bank) (collectively defendants) alleging they violated the Homeowner Bill of Rights (HBOR; Civ. Code, § 2923.4 et seq.)1 and the Unfair Competition Law (UCL; Bus. & Prof. Code, § 17200 et seq.) while processing plaintiff’s application for a loan modification. In a prior appeal, we…