James Alan Ritter and Debra Michelle Ritter

FILED & ENTERED

MAR 05 2021

CLERK U.S. BANKRUPTCY COURT

C Be Yn f t ir s a h l e D r li s t r i c Dt E o Pf UC Ta Yli f Cor Ln Eia RK

UNITED STATES BANKRUPTCY COURT

CENTRAL DISTRICT OF CALIFORNIA

SAN FERNANDO VALLEY DIVISION

In re: Case No.: 1:19-bk-11838-MT

James Alan Ritter CHAPTER

Debra Michelle Ritter MEMORANDUM OF DECISION DENYING

DEBTORS' MOTION UNDER 11 U.S.C. 16 § 1328(i) FOR AN ORDER GRANTING

AN IMMEDIATE DISCHARGE OF

DISCHARGEABLE DEBTS

Debtor(s). 18 Date: February 23, 2021 Time: 11:00 a.m. Courtroom: 302 (via ZoomGov)

This case tests the application of the new Chapter 13 discharge provision passed on December 27, 2020 as part of coronavirus emergency response legislation, raising the question of whether a “COVID-19 Discharge” differs substantially from the usual hardship discharge.

24 On July…