Maria Teresa Melendez Rey

I. FACTUAL BACKGROUND

9 Debtor commenced a voluntary chapter 71 case on July 29, 2022. 2 On her 10 schedules, Debtor listed an interest in the Property and scheduled it as having a 11 value of $930,000.00. She characterized the Property as her residence and as being 12 two houses on a single parcel. Debtor scheduled the Property as exempt in the 13 amount of $626,400.00 pursuant to California Code of Civil Procedure § 14 704.730(a)(3). Encumbrances against the Property totaled $583,518.00. 15 Creditor obtained an order for a Rule 2004 exam of Debtor and for production of documents, which was conducted on December 21, 2022. At the examination, Debtor testified she moved into her home on 1922 Bunker Avenue in 2017 and has lived there since. Situated on 1924 Bunker Avenue is a six-bedroom, two bath home that can be divided into a duplex featuring two adjacent residences each with three-bedrooms and one bath. Debtor stated that the duplex was built shortly after purchasing the Property in 1997 with her then husband. The two structures are separated by a fence and have separate driveways, entrances,

1 Unless specified otherwise, all…