Philip Dennis Gardner and Andrea Ruth Bowen-Gardner

FILED & ENTERED

MAR 21 2024

CLERK U.S. BANKRUPTCY COURT Central District of California BY s u m l i n DEPUTY CLERK

UNITED STATES BANKRUPTCY COURT

CENTRAL DISTRICT OF CALIFORNIA

LOS ANGELES DIVISION

11 In re: Case No.: 2:23-bk-15827-NB 12 Philip Dennis Gardner and Andrea Ruth Chapter: 13

Bowen-Gardner, MEMORANDUM DECISION RE: PLAN

CONFIRMATION

Debtor(s) Hearing: Date: March 14, 2024 Time: 9:30 a.m. Place: Courtroom 1545 255 E. Temple Street 18 Los Angeles, CA 90012 (and via Zoomgov per posted procedures) At the above-captioned hearing this Court made oral findings of fact and conclusions of law and confirmed Debtors’ second amended proposed chapter 13 Plan (dkt. 43). See 11 U.S.C. § 1325 and Rule 52(a)(1) (Fed. R. Civ. P., incorporated by Rules 7052 and 9014(c), Fed. R. Bankr. P.). As…