Love

FOR PUBLICATION UNITED STATES BANKRUPTCY COURT EASTERN DISTRICT OF CALIFORNIA In re: ) ) ANGELO MARTEL LOVE, ) Case No. 19-20532-C-7 CHRISTINE MARIE LOVE, ) Chapter 7 Debtors. ) ______________________________) Adversary No. 21-02045-C )

CHRISTINE MARIE LOVE, )

Plaintiff, ) OPINION ) v. ) ) UNITED STATES DEPARTMENT OF )

EDUCATION, FEDLOAN SERVICING, )

NELNET ) Defendants. ) ) Before: Christopher M. Klein United States Bankruptcy Judge 14 CHRISTOPHER M. KLEIN, Bankruptcy Judge: This was an “undue hardship” student loan discharge trial. This trier of fact finds by preponderance of evidence that the self-represented debtor plaintiff demonstrated “undue hardship on the debtor and the debtor’s dependants” within the meaning of 11 U.S.C. § 523(a)(8). Despite widespread belief that student loans are virtually 22 …