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U.S. BANKRUPTCY COURT a sy NORTHERN DISTRICT OF CALIFORNIA □ a □□ □□□□ Lis □□ □□□ The following constitutes the order of the Court. Signed: February 8, 2022 LES Re SO oo 5 Charles Novack U.S. Bankruptcy Judge

UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF CALIFORNIA

9 10 || Inre: Case No. 19-42673 CN SHONDA TERESE POOLE, Chapter 7 Debtor.

13 = LAWRENCE NG, Adversary No. 20-4022 14 Plaintiff, © MEMORANDUM DECISION 15 || vs. Romi

SHONDA TERESE POOLE,

Defendant. 18 This court conducted a trial in this adversary proceeding on December 13 and 15, 2021, and

|| all appearances were noted on the record. Plaintiff Lawrence Ng asserts that debtor and defendant

21 || Shonda Poole fraudulently induced him to loan her $36,000.00 and that his…